User Portal | Instant Risk Coverage

User Portal

Helping Brokers keep ahead with instant automated quoting and binding.



Free Marketplace Portal

Brokers can brand and shop pre-built insurance products for their own Instant portal.

Simplified Customer Experience

Policy documents available in realtime

Payments collected in real time, no payable or receivables

Monthly Pay – no financing contracts required



Custom E-Commerce Portal

Take your products online overnight, work with our team to design and build a custom E-Commerce solution allowing clients to self serve 24/7.

Automated underwriting and payment collection

Automated accounts payable system

Payments directly deposited

Payments accepted in over 20 different methods

Instant Risk Coverage is a trademark of Instant Risk Coverage Inc. Refer to your policy for the most detailed and accurate information about your coverage and terms of insurance. Your policy, which serves as your insurance contract, will always prevail if there’s ever a conflict with the information found on this site.

General: Instant Risk Coverage is committed to protecting the privacy of any personal information, including your name, address, telephone number, e-mail address and other typical personal information that you may provide when interacting with our services. Instant Risk Coverage reserves the right to modify this Privacy Statement at any time. We encourage you to check back routinely to see if any changes have been made.

Tracking Your Website Visit: Instant Risk Coverage does not automatically collect any personal information from you, such as your name, phone number, street or email address. Personal information is only collected if it is supplied voluntarily through setting up a user account.

Volunteering Your Personal Information Online: We only collect, retain and use personal information where it is essential to administer our business and to provide products, services and other opportunities requested by you. The only time we collect your personal information on this website is when you voluntarily provide it to us. This includes when you:

Sign up for an account
Update your information stored on your account

How We Will Use Your Personal Information: The personal information you provide to us will be used to administer the programs and services for which you consent to.

Online Transactions: To pay for the services provided we use online payment options. We do not process any payment transaction on our infrastructure, we redirect it to our transaction processor vendor who is compliant with the Payment Card Industry (PCI) Data Security Standard (DSS).

These transactions are done through SSL-encrypted technology. This means that your payment information is transmitted to us securely. After your transaction is complete, we do not retain your credit card or payment information.